Terms of Use

Effective Date: October 28, 2024

Welcome to New Jersey Loans Online. By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please do not use our services.

1. Acceptance of Terms

By using this website, you confirm that you are at least 18 years old and legally capable of entering into a binding agreement. If you are using the website on behalf of an organization, you represent that you have the authority to bind that organization to these terms.

2. Services Provided

New Jersey Loans Online provides a platform for individuals to apply for loans from our network of lenders. We do not lend money directly; rather, we connect you with lenders who may offer loans based on the information you provide.

3. User Responsibilities

You agree to:

  • Provide accurate, current, and complete information during the application process.
  • Maintain the security of your account credentials and restrict access to your account.
  • Notify us immediately of any unauthorized use of your account or any other breach of security.
  • Use our services in compliance with all applicable laws and regulations.

4. Prohibited Uses

You agree not to use the website for any unlawful purpose or in any way that could damage, disable, overburden, or impair the website or interfere with any other party’s use of the website. Prohibited activities include, but are not limited to:

  • Impersonating any person or entity.
  • Misrepresenting your identity or affiliation with any person or entity.
  • Transmitting any harmful or malicious software.

5. Intellectual Property

All content, trademarks, and other intellectual property on this website are the property of New Jersey Loans Online or our licensors. You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent.

6. Limitation of Liability

To the fullest extent permitted by law, New Jersey Loans Online shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or inability to use the website or services, including but not limited to loss of profits, data, or other intangible losses.

7. Indemnification

You agree to indemnify and hold harmless New Jersey Loans Online, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of the website or your violation of these Terms of Use.

8. Changes to Terms

We reserve the right to modify these Terms of Use at any time. We will notify you of any changes by posting the updated terms on this page with a new effective date. Your continued use of the website after any changes constitutes your acceptance of the new terms.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles.

10. Contact Us

If you have any questions about these Terms of Use, please contact us at email: [email protected]