Effective Date: October 28, 2024
At New Jersey Loans Online, we are committed to protecting your privacy and ensuring that your personal information is handled responsibly. This Privacy Policy outlines how we collect, use, and safeguard your information when you visit our website or apply for our services.
Information We Collect
We may collect the following types of information:
- Personal Information: When you apply for a loan, we may ask for details such as your name, address, email, phone number, Social Security number, and income information.
- Non-Personal Information: We may collect non-personal information about your interaction with our website, such as your IP address, browser type, and access times. This information helps us improve our services and enhance user experience.
How We Use Your Information
We use your information for the following purposes:
- To process your loan application and provide you with our services.
- To communicate with you regarding your application status, loan offers, and customer service inquiries.
- To improve our website and services by analyzing usage patterns and preferences.
- To comply with legal obligations and regulatory requirements.
Information Sharing
We do not sell or rent your personal information to third parties. We may share your information with:
- Lenders: We may share your information with our network of lenders to process your loan application.
- Service Providers: We may employ third-party companies and individuals to facilitate our services, such as payment processing or marketing assistance. These parties have access to your personal information only to perform specific tasks on our behalf.
Data Security
We take the security of your information seriously. We implement a variety of security measures to protect your personal data from unauthorized access, use, or disclosure. However, no method of transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee its absolute security.
Your Rights
You have the right to access, correct, or delete your personal information. If you would like to exercise any of these rights, please contact us using the information provided below.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the effective date. We encourage you to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at email [email protected].